Retirement Planning


Retirement Planning

Retirement Planning is more than just building a nest egg.

Today…we are living longer than ever.

Are we planning for the possibility of 20…30…or more years in retirement?

We take a comprehensive view to retirement planning.  What that means is we focus not just on the growth of your assets.  We focus on how tax efficient you are with your accounts.  And we implement risk management strategies to help protect you from the risks of dying too soon, outliving your money, and becoming ill.

orange county retirement planning

Asset Accumulation

The pre-retirement phase of asset accumulation is of paramount importance for you to achieve the lifestyle you want in retirement.

Our financial planning process considers more than simply saving “X” amount of dollars over “Y” number of years to get to “Z” retirement goal (though you get that too).

We build out the most tax efficient financial plan for you, so that you are not needlessly eroding your assets by being taxed unnecessarily.

Guaranteed Income

How much of your retirement income do you want to guarantee?

Most people will say “all of it.”  Unfortunately that is not always practical.  However, it is practical and prudent to guarantee a portion of your retirement income.

In our retirement planning process, we address guaranteeing a portion of your income to reduce the risks of a market correction destroying your retirement lifestyle.

Retirement Income Distribution

Once you reach retirement…now there are a new host of complex issues to navigate.

How will you take distributions can have dramatic effects on how long your money will last you.

Do you have options?

Is all your money in one account…being taxed the same way?

What happens if tax laws change?

What will happen to your retirement when we experience a prolonged recession?

Do you have other assets to draw upon while you recoup your stock market losses?

Our financial planning process addresses future tax risks and market riskssetting you up for the retirement you planned…because you planned with us.

Ready to start planning your retirement?

Click the button to schedule your complimentary financial strategy session.  You will walk away with answers and ideas, and if you become a client, you will have an achievable plan to reach your retirement goals.

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